Silver Serenity Solutions

Empowering you to take control of your financial future.

investing

  • What Are Target Date Funds?

    If you’ve ever looked into retirement investing, you’ve likely come across the term Target Date Fund (TDF). These funds are popular options in many 401(k) plans, IRAs, and other retirement accounts, especially for those who want a simple, hands-off investment strategy. But what exactly are they, and how do they work? Let’s break it down. Read more

  • The Pros and Cons of High-yield savings accounts

    In today’s uncertain economic climate, finding a secure yet rewarding place to stash your cash can feel like a daunting task. One increasingly popular option is the high-yield savings account (HYSA). Known for offering higher interest rates than traditional savings accounts, HYSAs are a favorite among savvy savers. But are they the best choice for Read more

  • What Is a Backdoor Roth IRA? And How Does It Work?

    For individuals seeking to maximize their retirement savings, a Backdoor Roth IRA can be an excellent strategy. It allows high-income earners, who would otherwise be ineligible, to benefit from the tax advantages of a Roth IRA. Here’s everything you need to know about what it is and how it works. What Is a Backdoor Roth Read more